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During tough economic times, more drivers on the road are uninsured. According to the Insurance Journal, 14.3% of motorists in the United States in 2011 were uninsured. This translates close to one in seven drivers. At 15%, the percentage of uninsured motorists in Texas is a bit higher than the nationwide average. Odds are higher than most people would think for a collision involving an uninsured motorist. When another driver is at fault in an accident but has no insurance, you may have a tough time recouping your losses. Uninsured motorist coverage solves this problem by covering the damages caused… Read More

Big rigs, semis, and tractor trailers are all names for large trucks. The Fatality Analysis Reporting System (FARS) defines a large truck as a truck weighing over 10,000 pounds. The fact is that many large trucks reach up to 80,000 pounds when fully loaded. Because truck crashes are often devastating, resulting in serious injuries and fatalities, the government heavily regulates the trucking industry. The Federal Motor Carrier Safety Administration (FMCSA) has numerous rules and regulations that strictly monitor hours and service, maintenance, cargo loading, drug testing, insurance coverage, and licensing. Causes of truck accidents According to an FMSCA study, the… Read More