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Unhealthy, Addictive and Maybe Even Explosive E-cigarette use has skyrocketed in the last few years. About 10 percent of U.S. adults now vape, as the practice is called, almost four times more than the 2.6 percent reported by the government in 2013. And that growth means big business: Sales are estimated at $3.5 billion for 2015 versus $2.5 billion in 2014 and are projected to grow 25 percent annually through 2018. E-cigarettes use a heating element to vaporize liquid nicotine that is then inhaled by the smoker. Many smokers view e-cigarettes as a way to quit smoking traditional cigarettes, avoid… Read More

One of the first things you do when you enter a vehicle, whether it be a bus, car, or truck, is place your safety belt around you. This is to ensure you’re taking precautionary measures so that in the event you are involved in an accident, you are protected. Although there have been plenty of fatal accidents that have occurred where individuals were wearing their seatbelts, they do decrease your chances of sustaining a severe injury by half, according to the Center for Disease and Control (CDC). In fact, seat belts saved nearly 14,000 lives in 2015. Although we are… Read More

The term life insurance provides the financial safety for a specific time to help and protect the buyer and his/her family when in need. It must be flexible enough to fit any situation and budget. There are various factors which must be considered before buying the life insurance policy. Policy coverage time period Face coverage amount Type of permanent policy versus term policy Check the additional policy features if any like premium return Premium price (compare the cost for long and short-term time horizon) Health insurance offers reasonable insurance protection to meet the changing needs such as unexpected health expenses,… Read More

The Thanksgiving holiday is one of the busiest times of the year for travelers. Millions will hop a plane or train to visit loved ones and even more will take to the highways. The American Red Cross offers these tips people can follow to have a safe trip over the upcoming holiday.  DRIVING TO GRANDMA’S HOUSE Check the weather along your route and plan for travel around any storms that may be coming. Watch weather predictions for your entire route so you know what to expect along the way.  Make sure you follow these steps to have a safe trip:… Read More

People Who Make a Difference The 2015 Justice Served Awards honor each of these nominees for their commitment to a safer, more just America. Tell us which story moves you the most (see our nominating criteria below), and we’ll enter you into a drawing for a free subscription to Consumer Reports.  Dr. Stephen Loyd advocates drug testing for doctors. Doctor Calls for Drug Testing of Health Care Workers Dr. Stephen Loyd knows a thing or two about drug addiction among physicians and other health care workers. The prominent Tennessee doctor of internal medicine started taking narcotic painkillers to relieve stress… Read More

Employees who get sick or incur injuries as a direct consequence of their employment are eligible to collect worker’s compensation benefits. The benefits are usually meant to sustain them while they recuperate and are always awarded as either both medical care payments and cash for lost employment opportunity or either. The guidelines, regulations, and stipulations for claiming these benefits constitute the legal structure of particular states. The structure covers how, why and when benefits can and should be awarded for work-related injuries or injuries and inconvenience caused by bodily incapacitation due to negligence, accidents or mere chance. Since these structures are detailed… Read More

When a person passes away because of the fault of another entity or person, the survivors of the deceased can file a wrongful death claim. An injury attorney can help get compensation for the loss of the survivors such as lost companionship, funeral expenses, and lost wages. The following is a review of what wrongful death claims are, when you can make a claim, who can sue, the elements of a wrongful death claim, and the damages that can be recovered. What is a Wrongful Death Claim? A wrongful death claim arises when one dies because of the fault of someone else.… Read More

Slip and fall accidents injure and even kill thousands of individuals every year. The most serious slip and fall cases involve faulty stairs, slippery floors, and uneven pavements. The main question is, who is at fault for these slip and fall accidents? Sometimes, it might be the property owner, but other times, it could be another entity’s fault. The natural part of life is that things are going to spill and smoother surfaces are going to become uneven, which are factors that each individual needs to take into account. A property owner cannot always be held liable following a slip… Read More

A lemon most commonly refers to new cars with a substantial defect that is not fixable even after a reasonable number of repair attempts. Every state in the country has their own lemon laws that protect consumers from lemons. Federal law also provides additional protection by detailing guidelines for coverage by the manufacturer’s warranty. The BIG catch, however, is that the burden of proof is on the owner of the lemon to prove that the car qualifies for replacement or a refund. How to Make Lemonade from a Lemon Most lemon laws state that buyers are entitled to remedy if their… Read More

Central Texas was slammed by massive flooding this weekend that killed at least one person and destroyed hundreds of homes. Many of our Texas neighbors have been displaced. KVUE has set up a GoFundMe account for those affected in Hays County, one of the hardest hit areas. Go here to donate and use the hashtag #HelpHays to spread the word. Here are other ways you can help the flood victims: In the Austin area: The Austin Disaster Relief Network is accepting monetary donations. The fund’s name is the Memorial Weekend Flood Fund. Go to the organization’s website to donate. The… Read More